Age requirements may help you narrow down your options. How Does the Discover Student Credit Card Work? It's the classic catch-22 for a student. The Discover student credit card requirements are for you to be at least 18 years old and have U.S. citizenship, a Social Security number and income. A credit card is an important and potentially powerful tool that can help you reach your financial goals. In addition to waiving the first late fee, the Discover it for Students Cash Back card … Keep an eye on your inbox—we’ll be sending over your first message soon. Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Earn 2X ThankYou® points at supermarkets and gas stations for the first $6,000 per year … INTRO OFFER: Unlimited Cashback Match – only from Discover. At this point, there are three possible outcomes: You can be instantly approved, instantly denied or you can receive a message that your application needs further review. If you understand some of the key factors that are considered in the credit card application process, you can work to improve your financial situation so you can reapply in the future. Please Note: JavaScript is not enabled in your
Why Was My Credit Card Application Denied? Search for resources, Opens in a modal dialog. But ensure that the person liable on the account keeps up with payments because negative reporting to the bureaus will appear on your credit report if you are an authorized user. Reasonable efforts are made By clicking "See my odds" you agree to our Terms of Use (including our Prequalification Terms) and Privacy Policy. Our take: One of the most lucrative student cards on the market, the Discover it® Student Cash Back pairs ample cash rewards with forgiving terms and consumer-friendly benefits. review and enter to select. This card’s rewards are the same as Discover it® Cash Back, but no credit history is required — 5% back on rotating categories (for up to $1,500 a quarter, then 1%) upon enrollment, then earn even more when Discover matches your cash back at the end of your first year. See the online credit card applications for details about the terms and conditions of an offer. touch or with swipe gestures. What Does It Mean to be “Pre-Approved” for a Credit Card? Rewards. This card requires a minimum $200 cash … more in the Discover Help Center, Learn About Building a Credit Card History. … Get the Discover it® Student Cash Back card today. For example, a mortgage application will ask about the property you’re purchasing, while a car loan application will require details on the vehicle. Earn rewards while building your credit history that can help you after graduation. One of the two Discover credit cards intended directly for college-age customers, the Discover it® Student Cash Back even beats many “adult” cards with its bonus cash back categories. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. Building good credit is the ticket to getting a lot of other good things. CreditCards.com credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores. Fees to Watch Out For . Over time, credit cards for students … The Discover it Student Cash Back card, for example, only … Discover also offers free overnight card shipping to any U.S. address if your credit card is lost or stolen. After you’ve submitted your application, the credit card issuer checks your credit with at least one of the three major national credit bureaus. This student credit card is among our top picks for the best credit cards of 2021. A regular credit card for people with an established credit history is different than a credit card for students with no credit or a short credit history. For specific advice about your unique circumstances, you may wish to consult a qualified professional. Since the amounts you owe make up a sizable portion of your credit score, it can be helpful to pay down your debts before trying to get a credit card. Discover will automatically match all the cash back you've earned at the end of your first year! It’s just like the original Discover it® Cash Back, but designed for college and university students.. There’s no annual fee on this card, and it features rotating 5% cash back bonus categories. Know the essentials about your credit report and credit score before applying for credit. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99% applies. The Discover it® chrome, Discover it® Secured and Discover it® Student chrome cards offer 2% back at restaurants and at gas stations, subject to a spending cap. Establishing Credit. Add to compare. We noticed that you're using an old version of your internet
We’ll do a soft credit pull to find them, which will never impact your credit score. Review your application again to ensure you included all of your income and information. The Discover it® Student Cash Back is one of the most rewarding student credit cards. you must update your browser as soon as possible. For non-student cards, those with borderline credit could see an APR of 22.99%, but customers … How Can I Double My Rewards with Discover Cashback Match? Discover has a fast, simple, and secure online preapproval tool to help you check offers specific to you, without hurting your credit score. There is no reported maximum Discover student credit card … After the credit check is complete, you get a decision on the screen. Both cards are designed with students in mind and provide the resources for students to build credit … This card’s rewards are the same as Discover it® Cash Back, but no credit history is required — 5% back on rotating categories (for up to $1,500 a quarter, then 1%) upon enrollment, then earn even more when Discover … With no annual fee and solid 5% earning categories, it's hard to go wrong. If you are in no rush to receive a new card, just let the review run its course. browser has not been updated. Something went wrong. You may make mistakes along the way, but with some research, preparation and the help of the right credit card resources, you can make the most of your new credit card. How Do I Get a Credit Card? If you’re just new to credit, you might consider the Discover it Secured card, or become an authorized user on a parent’s credit card. Privacy Policy. The Discover student credit card limit is $500 or more for both the Discover it Student chrome Card and the Discover it Student Cash Back Card. The Discover It was my very first credit card and also one of my favorites. the display of rates and APRs. Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds. No annual fee. The easiest way for any student to get a credit card is to open a secured credit card account in your own name. Your personal information and data are protected with 256-bit encryption. Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a $50 statement credit each time you refer a friend and they're approved. Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years. Card, by contrast, you may wish to consult a qualified professional modal dialog a human, rather a. 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